Discretionary Trusts

Arden Trust has fiduciary responsibility for both administration and delegation and/or oversight of investment management. All fiduciary activities with respect to the trust are performed or directly supervised exclusively by Arden Trust. The following administrative fees (investment management fees will be charged separately by the investment manager) are based on the fair market value of the assets in the trust:

Special Needs Trusts

Minimum account size $1,000,000.

20% premium to the discretionary trust schedule.

Tax Preparation Fees

Arden Trust Company provides a fiduciary tax return for $600 per trust for both federal and state returns.

Termination Fees

Arden Trust will collect a fee equal to one year’s annual fee for any termination of a trust account or any distribution of more than one-third of the trust’s value.

Fee Charges

Fees are charged monthly in arrears and will be charged as provided in the terms of the fee agreement, governing instrument, or by applicable state law. An annual account maintenance fee of $500 will be charged for each account set-up in a relationship in excess of three.

Court Accountings

In the event a court accounting is required, accounting fees will be paid from the trust and are not included in the Trustee's administration fee.

Special Assets Management Fees

Real estate, closely held business interests and other non-marketable assets, where applicable, will be charged in accordance with a Special Assets Management fee schedule added as an amendment to this fee schedule.

Extraordinary Services Charges

When unusual, special or extraordinary services are required, charges will include, in addition to the regularly published schedule of ad valorem fees, additional reasonable compensation based upon the below hourly rates:

Officer Level	Hourly Rate
Executive Officers	$265.00
Non-executive Officers	$195.00
Non-officer Personnel	$130.00

For calendar years after the current calendar year, the hourly rates may be increased by an amount not exceeding 3 percent over the rates applicable in the preceding calendar year, effective as of January 1 of each calendar year if Arden Trust’s rates for similar services for other customers are similarly increased. For purposes of determining the applicable hourly rate for Arden Trust personnel, executive officers shall include officers of ArdenTrust (or its affiliates) with the titles of chairman, vice chairman, president, executive vice president or senior vice president. Non-executive officers shall include all officers of Arden Trust (or its affiliates) other than executive officers. Non-officer personnel shall include all employees of Arden Trust (or its affiliates) other than officers.

Modifications and Amendments

This schedule is subject to change and may be modified by Arden Trust upon revision of its regularly published schedule of charges. Such revisions will become effective on the 30th day after the mailing of such notice to our customers at the address of record for Arden Trust.